Details for Carte Zero neobank

French neobank app offering debit cards with cashback, payments, free ATM withdrawals and budgeting tools.

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What is Carte Zero?

Carte Zero is a French FinTech, a subsidiary of Advanzia Bank SA, that offers a free Mastercard debit card that can be used for transactions and cash withdrawals worldwide.

Carte Zero does not charge any annual fees, foreign transaction fees, or fees for cash withdrawals at ATMs in France or abroad.

In addition to the debit card, Carte Zero also offers a mobile app that allows users to manage their accounts, track their expenses and make payments. The app of this neobank provides real-time notifications for every transaction and offers helpful budgeting tools.

Moreover, Carte Zero also offers additional services such as insurance for online purchases, travel insurance, and a concierge service that can assist with travel bookings and restaurant reservations.

This French neobank has the goal of providing a more transparent and accessible alternative to traditional banking services.

The company was founded in 2014 and is headquartered in Luxembourg.

Which services does Carte Zero offer?

Carte Zero offers a broad range of financial services, including:

free or low-fee bank accounts,

  • free physical MasterCard Gold and virtual bank cards (included in the plan),
  • current accounts with a unique IBAN,
  • deferred payment without charges for online purchases,
  • flexible in-app customisation,
  • insurance for online purchases,
  • free multi-currency withdrawals,

Who is eligible to open a Carte Zero account?

Currently, only French fiscal residents can open Carte Zero accounts.