Neobanks in Personal account category


EU digital and cryptocurrency wallet and Visa debit card provider for payments and managing digital and crypto assets.


Global leader in international money transfers, multi-currency accounts, debit cards and low-fee currency exchanges.


Leading global neobank for money transfers, currency exchange, credit cards and investing for individuals and businesses.


Chime is a US-based neobank offering no-fee spending accounts, savings accounts, and early direct deposit.


Leading EU neobank app for checking and savings accounts, debit cards, payments and free ATM withdrawals.


Popular EU digital bank for personal and business accounts, debit cards, loans, payments and money transfers.


Popular U.S. payment app to send and receive money using only an email address or a phone number.


MiFinity is a digital payment platform that allows users to send and receive money globally in multiple currencies.


UK education app for children and teens to earn, save and spend money responsibly under parental supervision.


Scandinavian digital bank for personal loans, credit cards, savings accounts, personal loans, payments and investments.


UK digital bank app for checking and savings accounts, budgeting tools, payments, loans and insurance products.


UK bank app for personal and business debit cards, easy international transfers, multi-currency accounts and payments.


Swiss challenger bank app for credit and debit cards, foreign currency transactions, payments and wealth management.


German bank app that offers personal and business bank accounts, debit cards and sustainable investments.

Rooster Money by NatWest

UK money and chore tracking bank app for children and youth for goal setting, saving, and spending tracking.


EU banking app for including international money transfers and virtual debit cards for freelancers and entrepreneurs.


Blackcatcard is a neobank that provides an EU bank account and a Mastercard that is accepted globally.


EU neobank app offering savings accounts, debit cards, multi-currency accounts, global money transfers and loans.


Curve is a banking service that consolidates multiple cards into a single smart card and app, cashback and other perks.

World First

WorldFirst is an international money transfer service that allows individuals and businesses to send and receive money globally.

Carte Zero

French neobank app offering debit cards with cashback, payments, free ATM withdrawals and budgeting tools.


Neobank app for prepaid cards, expense management and budgeting tools for businesses and employees.


German neobank app for freelancers and self-employed for automatic bookkeeping, tax calculation and invoicing.


Mistertango is a fintech platform that provides online current accounts, payments and prepaid debit cards.


European payment app for instant payments, splitting expenses and making payments via QR codes and debit cards.


U.S. neobank offering checking accounts, payments, debit cards, cashback rewards, investing and cash advances.


Famous EU neobank offering personal and business accounts, debit cards, crypto wallets and fast payments.


EU FinTech app for personal and business IBAN accounts, prepaid cards, currency exchange and global payments.

Atom Bank

UK digital bank offering high-interest savings accounts, mortgages, personal loans, business loans, cards and payments.


US fintech company that provides banking solutions to people without access to traditional banking services.


EU neobank app for prepaid cards, currency exchanges and international transfers for individuals and businesses.


German neobank for IBAN accounts, debit cards with cashback, FX exchanges and investing in stocks and ETFs.


Popular U.S. neobank app with spending and savings accounts, early direct deposit and overdraft protection.


Prominent Malaysian e-wallet app offering mobile wallets, prepaid Mastercard and international money transfers.

First Direct

UK digital bank app offering current accounts, savings accounts, mortgages and loans and credit cards.


EU digital wallet app offering instant online payments globally, EU debit cards and multi-currency accounts.


UK neobank app for budgeting and account management tools, savings accounts and debit cards.


Global e-wallet app that enables fast and secure online payments, pre-paid cards and instant money transfers.


French banking app pooling multiple bank accounts and provides budgeting, savings and expense-tracking tools.


UK bank app offering individuals and businesses current accounts, global transfers and payment cards.


French FinTech with a banking app, business account and debit cards for SMEs, freelancers and entrepreneurs.


UK-based FinTech focused on foreign exchange and international transfers, savings accounts and payments.


Spanish FinTech focusing on international payments, savings accounts, currency exchange and debit cards.


Innovative Italy-based finance app that combines an online account, money transfers and currency exchange.


A UK neobank that offers automated saving, investment and overdraft facilities through a mobile app.

Allica Bank

A specialised UK-based digital bank for SMEs offering business loans, savings accounts and business accounts.

Personal checking accounts accounts for retail customers

Neobanks have transformed the way people manage their finances. One of the key offerings of neobanks is personal accounts for retail clients. These accounts include personal checking accounts and personal savings accounts that are accessible via a banking app 24/7, in-app controls, instant transaction notifications, budgeting tools and multi-currency IBANs for personal online accounts.

Services offered by personal bank accounts

Choosing the best current account s not easy and boils down to carefully comparing several neobanks' options and features, such as monthly fees, requirement for minimum balances, availability of free ATM withdrawals, cashback rewards and lack of foreign transaction fees, as well as international money transfers.

Joint bank accounts

For customers looking to open a joint bank account, neobanks also offer options that are tailored to meet their needs. These joint accounts often come with features such as split bills, automatic budgeting, and the ability to set individual spending limits for each account holder.

Personal savings accounts

When it comes to personal savings accounts, neobanks often offer competitive interest rates. Retail customers and holders of such personal accounts can benefit from automatic savings transfers, savings goals and round-up savings.