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Details for SoFi neobank
Personal account
Business account
Savings
Cashback
ATM withdrawals
Loans
Credit cards
Debit cards
Deposit insurance
TrustPilot Score:
4.6
SoFi offers an online cash management account that acts as a hybrid checking/savings account.
They obtain FDIC insurance through their partner banks: MetaBank, Hills Bank and Trust Company, EagleBank, East West Bank, Tristate Bank Capital Bank, and Wells Fargo.
As SoFi's product offerings expanded to include mortgages, mortgage refinancing, and personal loans, the company moved away from an alumni-funded model to a non-traditional underwriting approach focused on lending to financially responsible individuals
