Neobanks in Personal account category in India

MiFinity

MiFinity is a digital payment platform that allows users to send and receive money globally in multiple currencies.

Bankera

Famous EU neobank offering personal and business accounts, debit cards, crypto wallets and fast payments.

Unbanked

US fintech company that provides banking solutions to people without access to traditional banking services.

Profee

EU digital wallet app offering instant online payments globally, EU debit cards and multi-currency accounts.

SticPay

Global e-wallet app that enables fast and secure online payments, pre-paid cards and instant money transfers.

Personal checking accounts accounts for retail customers

Neobanks have transformed the way people manage their finances. One of the key offerings of neobanks is personal accounts for retail clients. These accounts include personal checking accounts and personal savings accounts that are accessible via a banking app 24/7, in-app controls, instant transaction notifications, budgeting tools and multi-currency IBANs for personal online accounts.

Services offered by personal bank accounts

Choosing the best current account s not easy and boils down to carefully comparing several neobanks' options and features, such as monthly fees, requirement for minimum balances, availability of free ATM withdrawals, cashback rewards and lack of foreign transaction fees, as well as international money transfers.

Joint bank accounts

For customers looking to open a joint bank account, neobanks also offer options that are tailored to meet their needs. These joint accounts often come with features such as split bills, automatic budgeting, and the ability to set individual spending limits for each account holder.

Personal savings accounts

When it comes to personal savings accounts, neobanks often offer competitive interest rates. Retail customers and holders of such personal accounts can benefit from automatic savings transfers, savings goals and round-up savings.