Neobanks in Personal account category in Iceland


EU digital and cryptocurrency wallet and Visa debit card provider for payments and managing digital and crypto assets.


Global leader in international money transfers, multi-currency accounts, debit cards and low-fee currency exchanges.


Leading global neobank for money transfers, currency exchange, credit cards and investing for individuals and businesses.


Leading EU neobank app for checking and savings accounts, debit cards, payments and free ATM withdrawals.


Popular EU digital bank for personal and business accounts, debit cards, loans, payments and money transfers.


MiFinity is a digital payment platform that allows users to send and receive money globally in multiple currencies.


UK bank app for personal and business debit cards, easy international transfers, multi-currency accounts and payments.


EU banking app for including international money transfers and virtual debit cards for freelancers and entrepreneurs.


Blackcatcard is a neobank that provides an EU bank account and a Mastercard that is accepted globally.


Curve is a banking service that consolidates multiple cards into a single smart card and app, cashback and other perks.


Neobank app for prepaid cards, expense management and budgeting tools for businesses and employees.


Mistertango is a fintech platform that provides online current accounts, payments and prepaid debit cards.


European payment app for instant payments, splitting expenses and making payments via QR codes and debit cards.


Famous EU neobank offering personal and business accounts, debit cards, crypto wallets and fast payments.


EU FinTech app for personal and business IBAN accounts, prepaid cards, currency exchange and global payments.


US fintech company that provides banking solutions to people without access to traditional banking services.


EU neobank app for prepaid cards, currency exchanges and international transfers for individuals and businesses.


EU digital wallet app offering instant online payments globally, EU debit cards and multi-currency accounts.


Global e-wallet app that enables fast and secure online payments, pre-paid cards and instant money transfers.


UK bank app offering individuals and businesses current accounts, global transfers and payment cards.

Personal checking accounts accounts for retail customers

Neobanks have transformed the way people manage their finances. One of the key offerings of neobanks is personal accounts for retail clients. These accounts include personal checking accounts and personal savings accounts that are accessible via a banking app 24/7, in-app controls, instant transaction notifications, budgeting tools and multi-currency IBANs for personal online accounts.

Services offered by personal bank accounts

Choosing the best current account s not easy and boils down to carefully comparing several neobanks' options and features, such as monthly fees, requirement for minimum balances, availability of free ATM withdrawals, cashback rewards and lack of foreign transaction fees, as well as international money transfers.

Joint bank accounts

For customers looking to open a joint bank account, neobanks also offer options that are tailored to meet their needs. These joint accounts often come with features such as split bills, automatic budgeting, and the ability to set individual spending limits for each account holder.

Personal savings accounts

When it comes to personal savings accounts, neobanks often offer competitive interest rates. Retail customers and holders of such personal accounts can benefit from automatic savings transfers, savings goals and round-up savings.