Neobanks in Personal account category in United Kingdom

Wise

Global leader in international money transfers, multi-currency accounts, debit cards and low-fee currency exchanges.

Revolut

Leading global neobank for money transfers, currency exchange, credit cards and investing for individuals and businesses.

MiFinity

MiFinity is a digital payment platform that allows users to send and receive money globally in multiple currencies.

GoHenry

UK education app for children and teens to earn, save and spend money responsibly under parental supervision.

Monzo

UK digital bank app for checking and savings accounts, budgeting tools, payments, loans and insurance products.

Monese

UK bank app for personal and business debit cards, easy international transfers, multi-currency accounts and payments.

Rooster Money by NatWest

UK money and chore tracking bank app for children and youth for goal setting, saving, and spending tracking.

Aion

EU neobank app offering savings accounts, debit cards, multi-currency accounts, global money transfers and loans.

World First

WorldFirst is an international money transfer service that allows individuals and businesses to send and receive money globally.

Soldo

Neobank app for prepaid cards, expense management and budgeting tools for businesses and employees.

Bankera

Famous EU neobank offering personal and business accounts, debit cards, crypto wallets and fast payments.

Atom Bank

UK digital bank offering high-interest savings accounts, mortgages, personal loans, business loans, cards and payments.

Unbanked

US fintech company that provides banking solutions to people without access to traditional banking services.

First Direct

UK digital bank app offering current accounts, savings accounts, mortgages and loans and credit cards.

Profee

EU digital wallet app offering instant online payments globally, EU debit cards and multi-currency accounts.

Thinkmoney

UK neobank app for budgeting and account management tools, savings accounts and debit cards.

SticPay

Global e-wallet app that enables fast and secure online payments, pre-paid cards and instant money transfers.

Bankin'

French banking app pooling multiple bank accounts and provides budgeting, savings and expense-tracking tools.

Bilderlings

UK bank app offering individuals and businesses current accounts, global transfers and payment cards.

Lumon

UK-based FinTech focused on foreign exchange and international transfers, savings accounts and payments.

Chip

A UK neobank that offers automated saving, investment and overdraft facilities through a mobile app.

Allica Bank

A specialised UK-based digital bank for SMEs offering business loans, savings accounts and business accounts.

Personal checking accounts accounts for retail customers

Neobanks have transformed the way people manage their finances. One of the key offerings of neobanks is personal accounts for retail clients. These accounts include personal checking accounts and personal savings accounts that are accessible via a banking app 24/7, in-app controls, instant transaction notifications, budgeting tools and multi-currency IBANs for personal online accounts.

Services offered by personal bank accounts

Choosing the best current account s not easy and boils down to carefully comparing several neobanks' options and features, such as monthly fees, requirement for minimum balances, availability of free ATM withdrawals, cashback rewards and lack of foreign transaction fees, as well as international money transfers.

Joint bank accounts

For customers looking to open a joint bank account, neobanks also offer options that are tailored to meet their needs. These joint accounts often come with features such as split bills, automatic budgeting, and the ability to set individual spending limits for each account holder.

Personal savings accounts

When it comes to personal savings accounts, neobanks often offer competitive interest rates. Retail customers and holders of such personal accounts can benefit from automatic savings transfers, savings goals and round-up savings.